If you are using Bank of Baroda UPI Payment for fund transfers then transaction limit for UPI (NPCI) will be applied, you must know the UPI limit applicable on Transaction, Transfer, UPI Charges and How to create BOB UPI Id, let’s see below details.
Bank of Baroda UPI Transaction Limit
BOB UPI Transaction Limit
Max Amount per day you can transfer using Bank of Baroda UPI is Rs 1,00,000.
Max Amount per Transaction is only Rs 25,000.
Only a maximum of 10 transactions can be done in 24 hours from the first transaction.
Fund Transfer (after setting/resetting UPI PIN):
If you have reset your Baroda UPI PIN then for first 24 hours only Rs 5000 can be transferred and only 1 transaction can be done.
Above limits is applicable only for fund transfer and doesn’t include Bill payment and Merchant transactions.
BOB Merchant Transactions Limit
In a day Maximum Rs 1,00,000 for Online Collect for Un-verified Merchants and Rs 6,00,000 for Specific MCCs.
And Max Amount per transaction is Rs. 2,000 (Online Collect for Un-verified Merchants)
and Rs 1,00,000 for others and Rs 2,00,000 for Specific MCCs.
New user can only transact for Rs. 5,000 in the first transaction.
How to Create BOB UPI ID
Open Bank of Baroda BHIM Baroda Pay
Navigate to UPI Sections
An auto SMS for device will be generated Send the SMS
Now Create or generate a new UPI ID.