Banking

How to Check Free CIBIL Score with Detailed Report

CIBIL is a Credit Information Company which collects information of an individual’s payments pertaining to loans and credit cards, this information is submitted by Banks to CIBIL where they create Credit Information Reports CIR and credit scores or Cibil Score and in turn these score is used to approve and evaluate loan applications to individuals.

Approximately 79% of the loans are approved for individuals only if their CIBIL score is greater than 750. Now for a limited period of time they are providing a Free CIBIL Score with a Detailed Report.

How to Check Free CIBIL Score

The CIBIL score is useful Whenever you apply for a loan, the bank or lenders will check your CIBIL Score and Report then they decide to give Loan or not, the higher the score than the higher the chances of getting the loan approved.

Free CIBIL Score

Follow below steps to get free CIBIL score

1. Visit this secret link https://www.cibil.com/freecreditscore/

2. Now fill in your details like Name, DOB, PAN then submit.

3. It will ask few more details like your Full Name, Address, Mobile number fill in all details, and submit.

4. Now you will receive an email with the Subject – Access myCIBIL for your CIBIL report and also look for one-time password in the email.

5. Now go to https://www.cibil.com/mycibil/ and enter your email and one time password, then change password.

6. You need to log in again to see your Free Annual Credit Report

Once logged in to your CIBIL account you can see:

1. Your CIBIL Score and Report.

2. Monitoring of your credit activity

3. Dashboard with all activity

Generally to get your CIBIL Score and Report they will charge you a one time fee of Rs 550 and for Bi-Annual Subscription with 2 Score Reports Rs 800, Quarterly Subscription with 4 Score Reports Rs 1200.

Enjoy the free CIBIL score report yearly once, and keep track of your CIBIL score.

If you are having an HDFC Bank Account then you can get a FREE complete Credit Report of CIBIL, the free CIBIL Score can be checked every month follow below link.

https://myscore.cibil.com/CreditView/enrollShort.page?enterprise=HDFCBANK&offer=HDFCBANK03

CIBIL Coupon Codes

Now you can get 10% OFF on your CIBIL Subscription plans.

Get unlimited access, alerts, score simulator & credit monitoring services & more.

Use Promocode – CIBILSCORE10 for 10% discount on CIBIL Plans.

Use CIBIL Discount Code – RENEW10 and Get UNLIMITED access to your CIBIL Score at 10% OFF.