HDFC Debit Card Charges Annual fee Replacement Charges International Usage


If you are a HDFC debit card user then based on the debit card type you will have to pay Annual Fee, see below for Annual fee or charges on your HDFC debit card.

HDFC Debit Card Charges

Currently HDFC bank offers 16 types of Debit cards or ATM cards to its customers.

HDFC Debit Card Charges Annual fee and Replacement Charges International Usage

HDFC Debit Card Annual Fee

For HDFC Platinum Debit Card annual or renewal fee is Rs 750 + GST so with Tax it will be Rs 885.00 Debit card annual fee.

For HDFC Platinum Debit Card annual charges are Rs 750 + applicable taxes.

For HDFC Times Points Debit Card annual fees is Rs 650 + GST taxes.

For HDFC Millennia Debit Card annual charges is Rs 500 + taxes.


For HDFC Rewards Debit Card annual charges are Rs 500 + taxes.

For HDFC Business Debit Card annual charges are Rs 250 + taxes.

For HDFC Woman’s Advantage Debit Card annual charges are Rs 200 + taxes.

For HDFC Rupay Premium Debit Card annual charges are Rs 200 + taxes.

For HDFC Rupay NRO Debit Card annual charges are Rs 200 + taxes.

For HDFC Gold Debit Card customer annual charges are Rs 750 + applicable taxes.

For HDFC Titanium Royale Debit Card Rs 400 + applicable taxes.

For HDFC Titanium Debit Card charges are Rs 250 + applicable taxes.

For HDFC Pro-Gold Debit Card charges are Rs 250 + applicable taxes.

For HDFC EasyShop Debit Card charges are Rs 150 + applicable taxes.

For HDFC NRO Debit Card annual fee is Rs 150 + applicable taxes.

When Debit Card Charges will be Deducted

HDFC bank will deduct the debit card charges every year directly from your HDFC bank account, you look in your HDFC bank account statement. The statement will have something like below.

Hdfc bank debit card annual fee charges in bank statement

Note: For HNW Customers (Classic, Preferred and Imperia card holders), the Debit Card will be free, as long as the customer is the part of the respective program.

For Corporate Salary customers, the charges will be as per corporate eligibility, as long as the customer is part of the respective corporate.

Which means for salary account there are no annual card charges on HDFC debit card.

HDFC Debit Card Replacement Charges

For all the HDFC Debit cards the Replacement or Re-issuance Charges are Rs 200 + applicable taxes.

HDFC Debit Card Charges for International Usage

If you are using HDFC Debit card then below ATM Charges will be applied this is only for Usage outside India.

For Balance Enquiry: Rs 25 + Taxes.

For Cash Withdrawal Rs 125 + Taxes and +3.5% Cross Currency Mark up for non-managed segment.

For managed segment:

For Balance Enquiry: Rs 15 + Taxes.

For Cash Withdrawal Rs 110 + Taxes and +3.5% Cross Currency Mark up for non-managed segment.