Indian Overseas Bank IOB Daily Withdrawal Limit from ATM using ATM Card and Debit Card


If you are Indian Overseas Bank and have a IOB ATM Card and would like to know how much amount withdrawal can be done on your ATM cum debit card then it depends on the type of ATM card you have, see below for IOB Daily Withdrawal Limit based on type of card.

IOB Daily Withdrawal Limit

Currently Indian Overseas Bank IOB issues 11 types of Debit cards or ATM Cards they are IOB Gold Card, IOB Platinum Card, IOB PMJDY Card, IOB Rupay Classic Card, IOB Rupay Platinum Card, IOB Signature Card, IOB SME Visa Card, IOB Visa Classic Card, IOB Rupay Kisan Card, IOB Mastercard, IOB MUDRA Debit Card.

IOB Daily Withdrawal Limit

IOB Visa Card Daily Withdrawal Limit

For IOB Gold Visa International Debit Card : Daily Withdrawal Limit is Rs 30,000 and for POS/Internet transactions Rs 75,000 in a day.

For IOB Platinum ATM Card: Daily cash withdrawal limit is Rs 50,000 and for Merchant Establishments (PoS), E-com daily limit is Rs 2,00,000.

For IOB Visa Classic Card: Daily withdrawal limit is Rs 20,000 and for POS/Internet transactions limit is Rs 50,000

For IOB Signature Card: Daily cash withdrawal limit at any ATM is Rs 50,000 and for POS/Merchant transactions limit is Rs 2,70,000.


For IOB SME Visa Card: Maximum daily withdrawal limit at any ATM is Rs 50,000 and for POS/Ecom Rs 1,00,000.

IOB Daily Withdrawal Limit for Rupay Card

Indian Overseas Bank issues 5 types of Rupay cards, check the daily cash withdrawal limit based on the card.

IOB Rupay Classic ATM Card Daily withdrawal Limit from ATM is Rs 20,000 and for POS/E-com transactions limit is Rs 50,000.

IOB Rupay Platinum Card daily cash withdrawal limit is Rs 30,000 and for pos/internet/ecom transactions limit is Rs 75,000′

IOB PMJDY Rupay ATM Card daily atm withdrawal limit is Rs 10,000 and for POS/Ecom transactions limit is Rs 50,000

IOB Mastercard Daily withdrawal limit is Rs 20,000 and for POS/Internet transactions limit is Rs 50,000.

Important Note: For IOB ATM Cards First 5 transactions (3 transactions in metro cities) including Non-Financial in a calendar month for SB account holders is free of charge.

After 5 transactions(from 4th transaction onwards in metro cities) each Transaction is Rs 20 + GST

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