India’s largest PSU Bank State Bank of India (SBI) continues to offer competitive interest rates on Recurring Deposits (RD), making it an attractive savings option for disciplined investors seeking stable returns over a fixed tenure. RD accounts allow you to deposit a fixed amount each month and earn interest compounded quarterly ideal for goal-based savings like education, travel, or emergency funds.

SBI RD Interest Rate

SBI Updated its RD Interest Rate last on Monday, 01-12-2025.

As of early 2026, SBI’s recurring deposit interest rates range based on the chosen tenure, with higher returns for senior citizens (additional 0.50% p.a. over standard rates).

Below you can see Updated SBI RD Interest Rates Domestic Term Deposit – General.

SBI RD Interest Rate General

Duration	Interest Rate
1 Year to less than 2 Years	6.25%
2 Years to less than 3 Years	6.40%
3 Years to less than 5 Years	6.30%
5 Years to 10 Years	6.05%

Below you can see Updated SBI RD Interest Rate Domestic Term Deposit for Senior Citizens.

SBI RD Interest Rate Senior Citizen

Duration	Interest Rate
1 Year to less than 2 Years	6.75%
2 Years to less than 3 Years	6.90%
3 Years to less than 5 Years	6.80%
5 Years to 10 Years	6.55%

The interest rates differ based on duration of the deposit. Select your preferred duration.

Below image or GIF you can see how to create a RD on SBI and also interest rate, along with Installment Date (Monthly), Interest, Maturity Details, Interest Payout Maturity Instruction, – Rate of Interest, Maturity Date, No. of Installments and Maturity Amount.

Note: Currently you can open SBI RD for a minimum of 1 year to 10 years.