This is based on National Unified USSD Platform NUUP it is a USSD based mobile banking service from NPCI which brings together all the Banks and Telecom Service Providers. This service works across all GSM mobile handsets.

Bank Balance by USSD

You can do below list of services by dialing *99# on your phone.

*99#

1. Balance Enquiry
2. Mini Statement
3. Fund Transfer – MMID

4. Fund Transfer – Account Number
5. Fund Transfer – Aadhaar Number
6. Know MMID Mobile Money Identifier

7. Change M-PIN Mobile PIN
8. Generate OTP

You can also dial *99*99# to link your Aadhar Number.

How to Check Bank Balance Enquiry by Dialing *99#

Dial *99# from your Mobile handset.

NUUP welcome screen will appear asking you to enter your 3 letters of bank’s short name or first 4 letters of IFS code.

After entering valid Short name or IFS code, NUUP menu will appear with different options of available services enabled for your bank.

Enter 1 for Balance Enquiry and Submit.

A confirmation screen will appear displaying the available balance.

List of USSD Codes For Banks to know Balance

*99*41# – State Bank of India

*99*42# – Punjab National Bank

*99*43# – HDFC Bank

*99*44# – ICICI Bank

*99*45# – AXIS Bank

*99*46# – Canara Bank

*99*47# – Bank Of India

*99*48# – Bank of Baroda

*99*49# – IDBI Bank

*99*50# – Union Bank of India

*99*51# – Central Bank of India

*99*52# – India Overseas Bank

*99*53# – Oriental Bank of Commerce

*99*54# – Allahabad Bank

*99*55# – Syndicate Bank

*99*56# – UCO Bank

*99*57# – Corporation Bank

*99*58# – Indian Bank

*99*59# – Andhra Bank

*99*60# – State Bank Of Hyderabad

*99*61# – Bank of Maharashtra

*99*62# – State Bank of Patiala

*99*63# – United Bank of India

*99*64# – Vijaya Bank

*99*65# – Dena Bank

*99*66# – Yes Bank

*99*67# – State Bank of Travancore

*99*68# – Kotak Mahindra Bank

*99*69# – IndusInd Bank

*99*70# – State Bank of Bikaner and Jaipur

*99*71# – Punjab and Sind Bank

*99*72# – Federal Bank

*99*73# – State Bank of Mysore

*99*74# – South Indian Bank

*99*75# – Karur Vysya Bank

*99*76# – Karnataka Bank

*99*77# – Tamilnad Mercantile Bank

*99*78# – DCB Bank

*99*79# – Ratnakar Bank

*99*80# – Nainital Bank

*99*81# – Janata Sahakari Bank

*99*82# – Mehsana Urban Co-Operative Bank

*99*83# – NKGSB Bank

*99*84# – Saraswat Bank

*99*85# – Apna Sahakari Bank

*99*86# – Bhartiya Mahila Bank

*99*87# – Abhyudaya Co-Operative Bank

*99*88# – Punjab & Maharashtra Co-operative Bank

*99*89# – Hasti Co-Operative Bank

*99*90# – Gujarat State Co-Operative Bank

*99*91# – Kalupur Commercial Co-Operative Bank

Note: This USSD service is not for free NUUP charges  Rs 1.5 per call from your mobile network, hope they will remove this in future.

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