If you have an account in Union Bank of India and would like to know how much cash you can withdraw in a day using your Union Bank of India ATM cum Debit card then it all depends on the type of Debit card variant you have, see below for Union Bank of India Daily Withdrawal Limit per day based and Daily shopping limit-PoS limit based on debit card type.
Union Bank ATM Withdrawal Limit
Union Bank of India Withdrawal Limit Per Day
Union bank of India provides 10 types of ATM cum debit cards based on Visa, Master Card, Rupay with the platform and in Classic, Platinum, Business Platinum and Signature Cards. Also check below Daily shopping limit-PoS for each Union Bank Debit Catd Type.
Union Bank ATM Withdrawal Limit Based on Card Type
|Card Type||Cash Withdrawal Limit||POS/Ecom Limit|
|Visa Classic Debit Card||Rs 25,000||Rs 50,000|
|Visa Platinum Debit Card||Rs 75,000||Rs 1,50,000|
|Visa Business Platinum Debit Card||Rs 1,00,000||Rs 3,00,000|
|Visa Signature Debit Card||Rs 1,00,000||Rs 3,00,000|
|Master Card Classic Debit Card||Rs 25,000||Rs 50,000|
|Master Card Platinum Debit Card||Rs 75,000||Rs 1,50,000|
|Master Card Business Platinum Debit Card||Rs 1,00,000||Rs 3,00,000|
|Master Card Signature Debit Card||Rs 1,00,000||Rs 3,00,000|
|Rupay Classic Debit Card||Rs 25,000||Rs 25,000|
|Platinum Debit Card||Rs 40,000||Rs 60,000|
Union Bank Visa Debit Card withdrawal Limit
UBI Visa Card Withdrawal Limit:
For Union Bank Visa Classic Debit Card Daily withdrawal limit at ATM is Rs 25,000 and for POS/Online/Merchant transactions limit is Rs 50,000.
For Visa Platinum Debit Card Daily Cash Withdrawal Limit is Rs 75,000 and Daily shopping limit/PoS is Rs 1,50,000.
For Visa Business Platinum Debit Card Daily ATM withdrawal limit is Rs 1,00,000 and for Daily shopping limit-PoS and online is Rs 3,00,000.
For Contactless Visa Debit Card daily atm cash withdrawal limit is Rs 25,000 and for POS/online transactions is Rs 25,000.
For Signature Contactless Debit Card Visa daily withdrawal limit is Rs 1,00,000 and for shopping limit like PoS and Internet/ E-Comm limit is Rs 3,00,000.
Note: For Contactless card Per transaction limit is Rs 2000 and Per day max limit for contactless mode transactions is Rs 5,000.
Union Bank of India Rupay Debit Card Limit
For UBI Rupay Classic Debit Card: Daily withdrawal at any ATM is Rs 25,000 and for POS/Online/Merchant transactions is Rs 25,000.
For Platinum Rupay Card: Daily cash or money withdrawal limit is Rs 40,000 and for POS transactions is RS 60,000.
For qSPARC Rupay Debit Card: Daily cash withdrawal limit is Rs 25,000 and same for POS/Merchant transactions.
How much You can Withdraw per Transaction
In any Union bank of India ATMs at once per transaction you can withdraw Rs 15,000 and at any other ATM maximum withdrawal limit per transaction is Rs 10,000.
For Platinum Debit Card users Average quarterly Balance is Rs 3000 for Rupay card and Rs 1,00,000 for Visa Cards.
For Union Bank of India Visa Business Platinum Debit Average quarterly Balance to be maintained is Rs 1,00,000
For Signature contactless card is Average Quarterly Balance is Rs 1,00,000 and for other contactless cards you can maintain how much cash you want no minimum balance is required.
How many Times you can Withdraw for Free
In Metro ATMs: In Union Bank of India ATMs 8 free Transactions are allowed for UBI ATM card holders per month and 3 free Transactions for UBI card holders at other Banks ATM.
In Non Metro ATMs: Free 8 Transactions in Union Bank of India ATMs and 5 Transactions free in other ATMs for UBI Card holder per month.
For more than free ATM withdrawal transactions Rs 15 + Rs 5 GST = Rs 20 is applicable beyond free limit mentioned as above.