Union Bank of India Daily Withdrawal Limit from ATM Using ATM Card Debit Card


If you have an account in Union Bank of India and would like to know how much you can withdraw cash in a day using your Union Bank of India UBI ATM cum Debit card then it depends on the type of ATM card you have, see below for Union Bank of India Daily Withdrawal Limit per day based on the ATM card type.

Union Bank of India Daily Withdrawal Limit

UBI Daily Withdrawal Limit

Union bank of India provides 6 types of ATM cum debit cards based on Rupay and Visa platform, they are Rupay qSPARC Debit Card, Visa Business Platinum Debit Card, Classic Debit Card, Platinum Debit Card, Visa Contactless Debit Card, Signature Contactless Visa Debit Card.

Union Bank of India Visa Debit Card Daily withdrawal Limit

UBI Visa Card Withdrawal Limit:

For Visa Classic Debit Card Daily withdrawal limit at ATM is Rs 25,000 and for POS/Online/Merchant transactions is Rs 25,000.

For Visa Platinum Debit Card Daily Cash Withdrawal Limit is Rs 40,000 and Daily shopping limit/PoS is Rs 60,000.

For Visa Business Platinum Debit Card Daily ATM withdrawal limit is Rs 50,000 and for Daily shopping limit-PoS and online is Rs 2,00,000.

For Contactless Visa Debit Card daily atm cash withdrawal limit is Rs 25,000 and for POS/online transactions is Rs 25,000.


For Signature Contactless Debit Card Visa daily withdrawal limit is Rs 1,00,000 and for shopping limit like PoS and Internet/ E-Comm limit is Rs 1,00,000.

Note: For Contactless card Per transaction limit is Rs 2000 and Per day max limit for contactless mode transactions is Rs 5,000.

union bank of india daily withdrawal limit from atm for rupay and visa card

Union Bank of India Rupay Card Daily Withdrawal Limit

For UBI Rupay Classic Debit Card: Daily withdrawal at any ATM is Rs 25,000 and for POS/Online/Merchant transactions is Rs 25,000.

For Platinum Rupay Card: Daily cash or money withdrawal limit is Rs 40,000 and for POS transactions is RS 60,000.

For qSPARC Rupay Debit Card: Daily cash withdrawal limit is Rs 25,000 and same for POS/Merchant transactions.

How much You can Withdraw per Transaction

In any Union bank of India ATMs at once per transaction you can withdraw Rs 15,000 and at any other ATM maximum withdrawal limit per transaction is Rs 10,000.

For Platinum Debit Card users Average quarterly Balance is Rs 3000 for Rupay card and Rs 1,00,000 for Visa Cards.

For UBI Visa Business Platinum Debit Average quarterly Balance to be maintained is Rs 1,00,000

For Signature contactless card is Average Quarterly Balance is Rs 1,00,000 and for other contactless cards you can maintain how much cash you want no minimum balance is required.

How many Times you can Withdraw for Free

In Metro ATMs: In Union Bank of India ATMs 8 free Transactions are allowed for UBI ATM card holders per month and 3 free Transactions for UBI card holders at other Banks ATM.

In Non Metro ATMs: Free 8 Transactions in Union Bank of India ATMs and 5 Transactions free in other ATMs for UBI Card holder per month.

For more than free ATM withdrawal transactions Rs 15 + Rs 5 GST = Rs 20 is applicable beyond free limit mentioned as above.

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