IPPB Cash Withdrawal Limit

Below are the Cash Withdrawal Limits per customer per day for IPPB Savings Bank SB Account and IPPB Current Account.

IPPB Withdrawal Limit for Savings Account

#1. In Head Post office maximum cash you can withdraw in a day is INR 20,000.

#2. In the Sub Post office withdrawal limit is Rs 20,000

#3. In the Branch Post Office withdrawal limit in a day is Rs 5,000

#4. In Gramin Dak Sevak or using Postman at Doorstep withdrawal limit per day is Rs 5,000

IPPB daily Withdrawal Limit for Current Accounts in any Post office branch is Rs 20,000 per day.

IPPB Cash Deposit Limit

Below are Cash Deposit Limits applicable for IPPD Savings and Current accounts.

In Head Post office and Sub Post Office, there is No Limit for Cash.

In Branch Post Office & Branch Post Office for Savings account Rs 5,000 in a day and for current account Rs 20,000 per day.

The above limits are applicable at Limits of cash deposit & cash withdrawal at access points & doorstep as well.

IPPB Withdrawal Charges

For Basic Savings Account, 4 free Cash Withdrawal transactions per month beyond the limit 0.50% of the value subject to minimum of Rs. 25 per transaction is applicable.

For Basic Savings Account, Cash Deposits are Free.

For Savings (other than Basic SA) & Current Accounts Cash Withdrawal Limit is free for up to Rs 25,000 and beyond the limit, 0.50% of the value subject to a minimum Rs.25 per transaction is applicable.

For Cash Deposits Free, up to Rs. 10,000 per month beyond that 0.50% of the value is subject to a minimum Rs. 25 per transaction.

The above prices are exclusive of GST/ CESS which will be levied at the applicable rates.

Note: Above charges of on IPPB Cash Deposit & Cash Withdrawal transactionswill be effective from 1st January 2022.

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IPPB WhatsApp Banking

First save the official IPPB WhatsApp Banking Number 8904893642 on your mobile phone contacts.

Now using your registered number with IPPB send a WhatsApp text as Hi to +918904893642 or click below link to get started.

8904893642

https://api.whatsapp.com/send/?phone=918904893642&text=hi&app_absent=0

Upon sending a Hi message you get a reply from IPPB WhatsApp Chat like below.

Hello ,

Welcome to India Post Payments Bank.

What would you like to know about?

Now it will list the banking service options, choose and select the one you want.

IPPB WhatsApp Banking Services List

Below are the list of service you can avail or use using IPPB WhatsApp Chat bot.

Bank Account -> Account Balance, Mini Statement.
Doorstep Banking
Mobile Banking
Dept. of Posts Services
Govt. to Customer (G2C)
Insurance
Locate Us
Antyodaya Shramik Srksha

For example to know IPPB account balance

Choose Bank Account

Now it will ask what do you want to receive Account Balance or Mini Statement.

To know account balance choose it and you will get a reply like below.

Please send SMS ‘BAL’ to *7738062873* or use our Missed Call Banking service by dialling *8424046556* from your registered Mobile no. to know your Account Balance.

To know IPPB Mini Statement choose mini statement, it will reply like below.

Please send SMS ‘MINI’ to *7738062873* or use our Missed Call Banking service by dialling *8424026886* from your registered Mobile no. to know your Account Balance.

The post India Post Payments Bank IPPB has Started WhatsApp Banking Service Where Customers Can Know Account Balance Mini Statement other Banking Service Details appeared first on TechAccent.

IPPB Balance Check Number

You can check your Post office account balance by using Missed Call Banking Service and SMS banking service. See below for more details. You can also check your Post Office PPF Balance or SSY Balance by IVR Call.

First you need to register to start availing the benefits of missed call banking services from IPPB.

IPPB Balance Check Registration

For Activation or Registration give a missed call to 8424054994 from the mobile number linked to your IPPB savings or current account.

8424054994

After giving missed call you will get a confirmation sms and now you can use India post payment bank IPPB balance enquiry service by a missed call.

IPPB Balance Enquiry

Dial and give a Missed call to 8424046556 to know your post office account balance enquiry by missed call.

8424046556

After 2 rings your call will be automatically disconnected and you will get your IPPB account balance details via SMS.

IPPB Mini Statement Number

To know your post office IPPB account 5 last transactions by giving a missed call, follow below steps.

8424026886

Give a missed call to 8424026886 to know your IPPB account Mini statement details by sms.

Note: This IPPB missed call banking service is free of charge for its customers and is Accessible anywhere any time 24×7.

IPPB SMS Banking

Now India Post Payments Bank customers can know their account Balance, mini statement details by sending an SMS as well, all you need to do is send the sms with the belwo keyword from your Registered mobile number with the ippb bank account to 7738062873.

To Use IPPB SMS Banking, first you need to register

Send “REGISTER” to 7738062873

E.g., REGISTER and send sms to 7738062873

Note: You need to send sms from the mobile number which is linked to your savings or current accounts.

IPPB Balance by SMS

For Balance Enquiry via SMS send as below

Send SMS as BAL to 7738062873

IPPB Mini Statement by SMS

For Mini Statement details

Send sms as MINI to 7738062873

IPPB Phone Banking

Now you can know your queries on IPPB Phone Banking by dialing toll-free number 155299.

Few of IPPB Phone Banking Services are Information on the last five transactions, Account-related information and others.

Image source: IPPB

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Post Office ATM Card Maximum ATM Withdrawal

India Post Payments Bank IPPB which is a part Postal Bank of India currently provides 3 types of Savings account they are Regular Savings Safal Account, Basic Savings Bank Deposit Account (BSBDA) – Sugam Account and BSBDA – Small Account – Saral Account. Below information is same for all the accounts.

Maximum ATM withdrawal Limit

Maximum ATM withdrawal per transaction is Rs 10,000.

In a day you can only withdraw Rs 25,000 in any ATM

Maximum cumulative spend at POS outlets and ecommerce sites per day is Rs 65,000.

ATM Withdrawal Charges:

You can withdraw any number of Times at IndiaPost ATMs means free ATM monthly transactions at IndiaPost ATM’s.

Also unlimited free ATM withdrawals at At Punjab National Bank’s ATMs.

At other bank’s ATMs in Metro cities only 3 Free transactions, after 3rd transaction Rs 20 for financial transaction like Balance Withdrawal and Rs 8 for Non-financial like checking balance, mini statement.

At other bank’s ATMs in Non Metro cities only 5 Free transactions same charges like above.

Minimum Account Balance

There is no minimum balance is required in any of the India Post Payments Bank Savings account type.

Also you can only have Rs 1,00,000 maximum balance in your IPPB account.

ATM/ Debit Card Charges

From 2nd year on wards Rs 100 will be charged for Regular Savings Account – Safal Accounts and for other accounts type its free.

For PIN Generation Rs 50 will be charged.

Minimum Average Balance

For IPPB accounts there is no need to maintain Minimum Quarterly Average Balance (QAB).

Annual Interest Rate for all accounts is 5.5% and interest will be paid quarterly.

Amount Transfer Charges

For NEFT Mode if the transaction is below Rs 10,000 then Rs 2.5 per transaction will be charged and if below Rs 1,00,000 then Rs 5 will be charged.

For IMPS Mode Rs 5 per transaction no minimum amount limit.

For AEPS Upto Rs 10,000.

Doorstep Banking Charges

Doorstep Banking – Cash based transactions

For Rs less than Rs 2,001 charges are Rs 15 per visit

Between Rs 2001 – Rs 5000 then Rs 25 per visit.

Between Rs 5001 – Rs 10,000 then Rs 35 per visit.

Cash transactions above INR 10,000 will not be offered at doorstep.

Doorstep Banking – Non-cash based Financial Transactions Remittance INR 10 per visit.

Other IPPB Charges

If ATM card/ KIT returned due to wrong address then Rs 100 will be charged.

If Account Closure within 6 months – Customer induced then Rs 250 will be charged.

Note: To open an IPPB account the you should be above 10 years and with valid KYC.

The post Post Office ATM Card Maximum ATM withdrawal Limit Charges Transactions and Other Complete Details appeared first on TechAccent.

India Post Payments Bank Customer Care Number

Dial 18001807980 to talk to Customer Care of India Post Payments Bank.

Above number is for New customers, if you are an existing IPPB customer Ranchi and Raipur Customers then dial 155299.

To reach or contact India Post Payments Bank via email mail to contact@ippbonline.in

To locate nearest Branch Office / CSP visit this link https://ippbonline.com/web/ippb/locate-us

A regular savings account can be opened with a zero minimum deposit amount and There is no cap on the number of withdrawals in a month.

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