ATM Failed Transaction Charges

State Bank of India: If a transaction is declined due to insufficient balance either for a Withdrawal or for a POS transaction then SBI will levy a Charge of Rs 20 + GST.

IDBI Bank: Transaction Decline charges due to insufficient balance at other Bank ATMs in India is Rs 20.

HDFC Bank: Charges for insufficient funds when a POS or ATM transaction is made is Rs 25 + GST

ICICI Bank: Failed Transaction Charges is Rs 25 it can be at other bank ATMs or point of sale (POS), and is charged for each transaction.

Failed Transaction Charges

Axis Bank: If a transaction is declined due to insufficient funds then Axis Bank will charge Rs 25 per transaction this is for any ATM or POS transaction in domestic ATMs.

YES Bank: YES Bank Charges Rs 25 because of insufficient balance or no balance transaction.

Kotak Mahindra Bank: For a Failed ATM transaction fee Kotak Charges Rs 25.

Union Bank of India: Union Bank of India Charges Rs 20 for a Failed ATM Transaction or a POS Transaction and this is same for Andhra Bank and Corporation Bank as both come under Union Bank of India.

Insufficient Balance Charges

Bank of Baroda: Fee/Penalty for the decline of Debit Card Transactions due to insufficient fund in the account is Rs.20 per declined transaction, same for Vijaya Bank and Dena Bank.

Bank of India: For Insufficient Balance Transactions Rs 20 will be charged along with GST.

Note: It’s always better to make sure you have enough balance in your Account before doing a ATM Withdrawal Transaction or a POS Transaction else the bank will charge you for Failed transaction.

The post ATM Card Failed Transaction Charges for SBI HDFC Bank ICICI Bank Kotak Mahindra Axis Bank and Other Banks appeared first on TechAccent.

Axis Locker Charges

Currently, Axis Bank offers a Locker facility at over 2000 Axis Bank branches and you can conveniently Book Axis Bank Locker your home or office online.

Axis Bank Locker Size

Axis Bank offers Locker Size Dimensions in 4 types Small Locker, Medium Locker, Large Locker and Extra Large Locker Sizes and the Fees & Charges for Safe Deposit Locker for Annual Locker rentals will depend on the locker location and size.

Axis Locker Charges

Below are Axis Bank Locker Charges based on Locker Size and Charges for a Year. The safe deposit lockers are rented out for a minimum period of one year. You can also do a Nomination on your Locker.

Axis Locker Security Deposit

When opening a Locker One-time Locker registration charge of Rs 1000 + GST (free for Burgundy / Burgundy Private customers) is charged and Locker rent is charged annually and will be collected in advance. You need to pay the above Rentals along with GST.

The charges for Locker will be a direct debit of rent from your Axis Bank account.

To open a locker just visit your branch and request the opening of a Safe Locker deposit.

Axis Bank Locker Visit Charges

Locker Visit charges are free for 36 visits per year and only 3 per calendar month and beyond the limit Rs 100 + GST will be charged per visit. No limit on Burgundy Customers.

Axis Bank Locker keys Lost

If you have lost the Safe deposit locker keys then to issue the duplicate keys Rs 1000 will be charged.

Axis Bank allows the opening of a locker in Joint names, and you can also dom Nomination while the opening of the locker or afterward. When a customer surrenders a safety locker, the refund of rent will be paid on a pro-rata monthly basis.

The post Axis Bank Locker Charges Deposit Charges Annual Fee Charges And Other Details appeared first on TechAccent.

Axis Bank UPI Transaction Limit

Axis UPI Transaction Limit

Max Amount per day you can transfer using Axis Bank UPI is Rs 1,00,000.

Only a maximum of 10 transactions can be done in 24 hours from the first transaction.

Fund Transfer (after setting/resetting UPI PIN):

If you have reset your Axis UPI PIN then for the first 24 hours only Rs 5000 can be transferred and only 1 transaction can be done.

The above limits is applicable only for fund transfer and doesn’t include Bill payment and Merchant transactions.

New UPI users or users who have changed their device/Sim card/Mobile number can transact only up to Rs 5,000 within 24 hrs from 1st UPI transaction.

Axis Merchant Transactions Limit

In a day Maximum Rs 1,00,000 for Online Collect for Un-verified Merchants and Rs 6,00,000 for Specific MCCs.

And Max Amount per transaction is Rs. 2,000 (Online Collect for Un-verified Merchants) and Rs 1,00,000 for others and Rs 2,00,000 for Specific MCCs.

Axis IPO Mandate limit is INR 5 lakh.

Note: New users can only transact for Rs. 5,000 in the first transaction.

How to Create Axis UPI ID

#1. Download the BHIM AXIS PAY UPI App Play Store

#2. Verify your mobile number by selecting the mobile number registered with your bank.

#3. Select Bank and account details

#4. Set a Virtual Payment Address (VPA)/ UPI ID (example – name@axisbank) for the selected bank account.

#5. Set UPI PIN for the account using your Debit card credentials and OTP. Now Use this PIN for sending money to other VPA/ UPI ID’s.

#6. Send and receive secure payments instantly.

The post Axis Bank UPI Transaction Limit Transfer Limit Axis UPI Charges and Other Details appeared first on TechAccent.

Axis Daily ATM Withdrawal Limit

Currently, Axis bank provides 23 types of Axis ATM cum debit cards and the daily cash withdrawal limit and POS transaction limit varies based on the debit card type, check below for daily limit of Axis debit cards.

Axis Bank Withdrawal Limit Based on Card Type

Axis Bank ATM Withdrawal Limit

Withdrawal Limit from Axis Bank Savings Account

For EasyAccess Savings Account:

Daily ATM Withdrawal is Rs 40,000 and Daily Shopping limit is Rs 1 Lakh

5 Free cash withdrawals at any Axis Bank ATM

For Prime Savings Account:

Daily ATM Withdrawal is Rs 50,000 and Daily Shopping limit is Rs.75,000 along with this Emergency Travel/Hotel Assistance of up to Rs.80,000.

10 Cash transactions or up to Rs.25 lakh, whichever is earlier, free in any ATM.

For Prime Plus Savings Account:
Daily ATM Withdrawal is Rs 50,000 and Daily Shopping limit is Rs.1 Lakh
20 free branch transactions per month without any limit on value or any ATM

For Women’s Savings Account:
Daily ATM Withdrawal is Rs.40,000 and Daily Shopping limit is Rs.1 Lakh
5 Free Cash transactions or up to Rs.10 lakh, whichever is earlier, free per month.

For Senior Privilege Savings Account:
Daily ATM Withdrawal is Rs.40,000 and Daily Shopping limit is Rs.1 Lakh
5 Cash transactions or up to Rs.10 lakh, whichever is earlier, free per month

For Future Stars Savings Account:
Daily ATM Withdrawal is Rs 1,500 and Daily Shopping limit is Rs.1,000
5 Cash transactions or up to Rs.10 lakh, whichever is earlier, free per month

Axis bank daily atm withdrawal limit

Withdrawal Limit from Axis Bank Salary Account

Axis bank ATM withdrawal limit per day for salary account depends on the type of salary account you have.

Axis bank has 4 types of Salary Accounts like Priority Salary Account, Prime Salary Account, Easy Salary Account, Defence Salary Account and Employee Reimbursement Account, lets see below for ATM withdrawal limits from Axis ATM or any other Visa,Rupay,MasterCard Withdrawal ATMS.

For Priority Salary Account:
Daily ATM Withdrawal Limit is Rs 1 Lakh and Daily Shopping Limit is Rs 4 Lakh
Free Dining Delights Program, 25% cashback on movie ticket spends, Fuel Surcharge Waiver and Airport Lounge Access

For Easy Access Salary Account:
Daily ATM Withdrawal Limit is Rs. 40,000 and Daily Shopping Limit is Rs. 1 Lakh

Prime Salary Account:
Daily ATM Withdrawal Limit is Rs 50,000 and Daily Shopping Limit is Rs. 4 lakh
Free Dining Delights Program, 5% cashback on movie ticket spends and Fuel Surcharge Waiver

For Defence Salary Account (Power Salute):
Free Daily ATM Withdrawal limit is Rs.40,000 and Daily Shopping Limit is Rs.1 Lakh
Free Dining Delights Program and eDGE loyalty rewards program

Axis Bank Average Monthly Balance

Average Monthly Balance (AMB) or Monthly Service Fee (MSF)

In metro/urban branches, Monthly Service Fee of Rs. 10 per Rs. 100 of shortfall or Rs. 350, whichever is lower, is waived off if Average Monthly Balance (AMB) of Rs. 10,000 is maintained.

In semi-urban branches, Monthly Service Fee of Rs. 10 per Rs. 100 of shortfall or Rs. 250, whichever is lower, is waived off if Average Monthly Balance (AMB) of Rs. 5,000 is maintained

In rural areas, Half-yearly Service Fee (HSF) of Rs. 10 per Rs. 100 of shortfall or Rs. 250, whichever is lower, is waived off if Half-yearly Average Balance (HAB) of Rs. 2,500 or Total Relationship Value (TRV) of Rs. 25,000 across savings account balance and term deposit (minimum 6 months tenure) is maintained

The post Axis Bank Daily ATM Withdrawal Limit using Debit Card for VISA Rupay Mastercard ATM cum Debit Cards appeared first on TechAccent.

Axis Bank Cash Withdrawal Limit in Bank

Below are Monthly cash transaction free limits in Axis Bank.

Axis Bank Cash Withdrawal Charges from Home Branch

In a month First 4 Transactions are free and can be withdrawn up to Rs 1.5 Lakhs.

Beyond the free transaction limit Rs. 5 per thousand or part thereof, subject to a minimum of Rs.150/- will be charged.

Example: If you want to withdraw Rs 2,00,000 from home branch then for Rs 1,50,000 is free and for Rs 50,000 then Rs 250 will be charged by Axis Bank.

How to Withdraw Maximum Amount in Axis Bank Branch

Just visit your Axis home branch and in Axis Cheque under Name Write as Self, Mention Amount for Withdrawal Go to the Counter and ask for the Cash Withdrawal, Person will ask for a Proof provide any like PAN or Aadhar.

Don’t forget to write your mobile number and sign on the backside of the cheque.

Axis Bank Cash Withdrawal Charges from Non Home Branch

In Axis bank nonhome branches you can withdraw or make Cash transactions up to Rs.25,000/- per day.

Fees on Cash Deposits and Withdrawals above limits, for Self – Rs.5 per Rs.1000 or Rs.150, whichever is higher, for Third-Party – Rs.10 per Rs.1000 or Rs.150, whichever is higher.

Note: This Monthly Cash Transaction Free limit applies the same for all Metro/Urban/Semi-Urban/Rural Axis Branches.

Axis Cash Deposit Machine Charges

The Transaction Charges on Cash Deposit Transaction done at Cash Deposit Machines in Axis Bank ATM’s are Rs.50 per transaction after banking hours (i.e. Between 5:00 pm to 9:30 am) and on Bank Holidays & State Holidays for deposits exceeding Rs 5,000 per month either single or multiple transactions.

The post Axis Bank Cash Withdrawal Limit in Home Branch Non Home Branch Banks and Axis Bank Cash Deposit Limit in Bank and at Cash Deposit Machine appeared first on TechAccent.

Static Password on Axis Credit Card

How can I use my Axis credit card without the OTP number?

Visit Axis Bank Secure Online Payment Page below and there you can set Static Passsword for Cards Verified by Visa (VBV), MasterCard SecureCode & RuPay PaySecure.

While transacting online on Verified by Visa or MasterCard enabled websites, there will be a password prompt. Where you can enter your password inplace of OTPs which comes to your mobile number.

Axis credit card without OTP

How to Set a Static Passsword on Axis Cards?

First Visit the Axis Bank Secure Online Payment Website.

https://secure.axisbank.com/ACSWeb/EnrollWeb/AxisBank/main/index.jsp

Now Sign up as new user based on your Axis Card.

Now do Acceptance of Terms and Conditions and I agree.

It will ask for your Card Number and Expiry Date Enter it and Submit. See Below Image.

Enter details of your Axis Bank Credit/Debit/Travel Currency Card, for confirming your identity.

Dont worry it is safe only.

Upon entering details you will get an OTP now enter One Time Password (OTP) sent to your Mobile and Email to complete the Axis VBV registration. You will receive OTP like below.

Now it will show up your Personal Detail for creation of login Id and password.

Now enter your details and also Personal Assurance Message (PAM) – This message is shown to you during Verified By Visa authentication transactions, so that you can be sure that you are dealing with the bank.

Also Enter Login ID and Password to register for 3DS. During Shopping, you will authenticate yourself using your Password for 3DS.

Upon Entering or filling up all the details you will get like below.

Registration Successful.
Congratulations you have successfully registered for Axis Bank Secure Online Payment.

The Personal Assurance Message is whenever you visit the website the message you set will be displayed in the payment option. For Example I set Jai Ho so whenever I make a payment this message will be displayed on payment screen see below.

You can see below Image where I am adding a Rs 1000 to my Amazon Account and I selected Axis credit card and here at the payment page instead of OTP now I can enter the password which I registered in above step i.e., Axis NetSafe Website.

This static password will be helpful when we don’t have our mobile with us or when you don’t receive OTPs on your mobile faster.

The post How To Keep A Static Password On Axis Credit Card Or Debit Card To Use Axis Cards Without OTP Online appeared first on TechAccent.

Axis Card OTP by SMS

You need to send the short code SMS in below format to official Axis bank number 5676798 from your registered mobile number.

Axis Bank Card OTP

Format: PREOTP Last4DigitsofCardNumber

Example: PREOTP 4719 and send sms to 5676798

5676798

Upon sending SMS You will receive a SMS which contains 6 digit numeric One Time Password (OTP) to your registered mobile number just enter OTP to initiate an online transaction.

Every OTP is valid only for 1 transaction and is valid for 30 minutes and You can request for the OTP to be re-sent only 2 times, if OTP still not received then try again with new SMS.

If you enter Axis Debit / Credit Card OTP incorrectly for 3 unsuccessful OTP attempts, then your Axis Card will be blocked for 3D Secure Online transactions.

You can use this Axis Card OTP service by SMS for Axis VISA/MasterCard for Verified by Visa or MasterCard Secure Code websites only.

Note: Sending SMS to 5676798 will be charged at Rs 3 Per SMS as it is a special short code number.

Axis Bank OTP for Debit Card Credit Card By Sending SMS To 5676798 for Online Transactions.

The post How to Get Axis Bank OTP for Debit Card Credit Card By Sending SMS To 5676798 for Online Transactions appeared first on TechAccent.

Axis Bank FASTag Balance

Dial and give a missed call to 7287999990 to check Axis FASTag Balance.

7287999990

Upon 1-2 rings call will be automatically disconnected and you will receive a SMS of Axis FASTag balance.

Axis bank send a SMS Every time you pay a toll using FASTag the SMS contains the details of your transaction and will be sent to your registered mobile number.

How to Buy Axis Bank FASTag

Visit this official link of Axis Bank https://digipay.axisbank.co.in/fastag/customer?cta=fastag-overview-page-bottom-link

Enter your Mobile Number and Vehicle Number to get Axis Bank FASTag.

Charges applicable on Axis FASTag for Tag Issuance fee is Rs 100, Reissuance Fees of Rs 100 and Security Deposit fees of Rs 200.

How to Recharge Axis Bank FASTag Wallet

Once your FASTag is activated you can link to bank account/e-wallet of your choice and can recharge online or just visit above link and go to Axis FASTag Recharge Dashboard and recharge.

Axis Bank FASTag Customer Care

If you are having any issues with your Axis FASTag then you can approach 24*7 Axis Bank FASTag Customer Care Toll free number 18004198585 and resolve your Axis FASTag issues.

18004198585

Alternatively you can also approach via an email at etc.management@axisbank.com

Block Axis Bank FASTag

If your vehicle has been lost or stolen then just approach customer care and block your Axis Bank FASTag.

How to Close Axis Bank FASTag

You can close Axis FASTag and get refund also see below how to do.

For example if you are selling your Car or Vehicle just remove the Axis FASTag and close its linked wallet
by reaching at etc.management@axisbank.com along with the copy of your canceled cheque via your registered email id. to get refund for the same.

If any false or incorrect deduction is happened just call Axis FASTag Customer Care number 18004198585 to resolve.

The post Axis Bank FASTag Balance by Missed Call Block Recharge Charges Axis FASTag Customer Care and Other Details appeared first on TechAccent.

If you would like to know your Axis bank account balance details just dial and give the missed call to the toll free number and you will get balance details via sms message. Check Axis Bank Missed Call details below.

Axis Bank Missed Call Balance

18004195959

From your registered mobile number give missed call to 18004195959 to get bank account balance details.

Upon 2-3 rings call will be automatically disconnected and you will get an sms stating your axis bank account balance details.

Note: Missed call to above axis bank balance inquiry number is free of charge.

18004195858

To get Axis Bank account balance details in Hindi language just give a missed call to 1800 419 5858 from your RMN.

Axis Bank Mini Statement Number

18004196969

To know Axis bank last 5 transactions details give a missed call to Dial 1800 419 6969 it will give you mini statement details.

18004196868

To get Axis account mini statement details in Hindi language give a missed call to 1800 419 6868.

You can also recharge you mobile instantly by Dialling 08049336262.

Axis Bank SMS Banking

Now using SMS Banking you can know your Axis bank account details like balance information, mini statement, Update Email ID, To register for E-Statement, To update PAN number and other details.

To Know Balance Details by sms send sms in below format to SMS Banking Numbers 5676782 or 9717000002.

Format: BAL AccNo
E.g., BAL 5265258522 to 5676782 or 9717000002

For Last 3 transactions:
Format: MINI AccNo

To register for E-Statement
Format: GREEN Emaild id

To update PAN number

Format: PAN PanNumber CustomerID

Now you can inquire about your Credit Card payments, PlusPoints balance, Card Account balance and available balance anytime, anywhere.

SMS following shortcodes to 5676782 along with the last four digits of your credit card number:
For last payment amount & date –
LASTPAY XXXX
For PlusPoint balance –
REWBAL XXXX
For credit card outstanding balance –
CARDBAL XXXX
For available balance –
XXXX AVAILBAL

The service can be availed with the mobile number registered with Axis Bank.

To know more, call Customer Care at 18001035577 or 18002095577 or 18002335577

The post Axis Bank Missed Call Balance Enquiry Number Mini Statement Number and SMS Banking appeared first on TechAccent.

Axis Bank WhatsApp Banking

To activate Axis WhatsApp Banking first save this Axis Bank WhatsApp Banking Service official Number 7036165000 in your mobile phone then from your registered mobile number Send a ‘Hi’ message to the above saved number(+917036165000) using WhatsApp

7036165000

or click this direct link to get started https://api.whatsapp.com/send?phone=917036165000&text=Hi.

Once you sent message you will get a reply and you can use Axis Bank WhatsApp Banking Service.

Axis Bank WhatsApp Banking Features

Below are the list of services you can use using WhatsApp Banking Service of Axis Bank.

Get your Account Balance
Generate Account/Mini Statemente
Order Cheque Book
Open Video KYC Instant Savings Account
Block Debit Card

Fixed Deposits Services:
Generate List of Fixed Deposits
View your FD details
Open Express FD

Credit Card Services:

Get your Outstanding Amount,
Available Credit Limit
Summary of Credit Card,
Bill Payment details
Block Credit Card

Get Pre-Approved Personal Loans in WhatsApp
Locate Axis Bank Branches/ATM

For example to know Axis Bank Account Balance send a message in WhatsApp as Show my Balance, or Balance.

To Credit Card Limit send Credit Card limit

For Mini Statement type and send Mini Statement

To block credit or debit card of Axis Bank type in WhatsApp and send as Block Debit Card or Block Credit Card.

A new way of banking is here, with Axis Bank WhatsApp Banking! Send us a ‘Hi’ to 7036165000 on WhatsApp and get started. Click to subscribe https://t.co/x3zQIBYDOt

To know more, please visit https://t.co/yMQfae1bPT pic.twitter.com/EoTtOr8cSp

— Axis Bank (@AxisBank) March 4, 2021

Note: Axis Bank WhatsApp Banking is available 24×7 for free of charge and it is both customers and non-customers of the bank. Axis WhatsApp Banking is secure and safe as it works on end-to-end encryption basis.

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