SBI Life Insurance SMS Service

You need to follow the below steps using your registered mobile number with the SBI Life policy.

9250001848

Using Below Format You need to send SMS to 9250001848 or 56161 to Get your policy details.

SBI Life Fund Value by SMS

To know the current value of your SBI Life Fund policy send as below.

Format: FV PolicyNumber
Example: FV 20492049201 and send sms to 9250001848 or 56161

SBI Life Policy Status by SMS

To know the status of your policy send as below.

Format: POLSTATUS PolicyNumber
Example: POLSTATUS 20492049201

SBI Life Policy Renewal Date by SMS

To know next premium due and the due date of Policy

Format: RENDET PolicyNumber
Example: RENDET 20492049201

SBI Life Fund Transaction Details

To know the details about your last fund switch request

Format: SWTR PolicyNumber
Example: SWTR 20492049201

SBI Life Policy Dispatch Details

If you have purchased a New SBI Life Insurance Policy recently within last 6 months then the Policy Dispatch details can be obtained through SMS

Format: NEWPOL PolicyNumber
Example: NEWPOL 20492049201

The post SBI Life Insurance Policy SMS Service Details appeared first on TechAccent.

Max Life Insurance Policy Details by SMS

Send SMS in the below mentioned shortcode format to 9871010012 or 5616188 to know policy-related updates through SMS.

9871010012

To know Max Life Insurance Policy Due Date by SMS send SMS as below.

Format: Due Date Policy Number

Example: DueDate 596039201 and send sms to 9871010012 or 5616188

For Premium receipt duplicate:

Format: PR (policy number)

Example: PR 596039201

For Last amount paid:

Format: LAP (policy number)

Example: LAP 596039201

For Policy status:

Format: Status (policy number)

Example: Status 596039201

For NAV:

Format: NAV (policy number)

For Fund Value:

Format: FV (policy number)

Example: FV 596039201

For Premium paid certificate:

Format: CS (policy number)

Example: CS 596039201

For Unit statement:

Format: US (policy number)

Example: US 596039201

Just an Information always send SMS to 9871010012 as it will be mostly free or charges Re 1 and when you send SMS to 5616188 Rs 3 per SMS will be charged.

The post Now Get Max Life Insurance Policy Details by Sending a SMS appeared first on TechAccent.

List of Insurance Types

Types of Insurances

A
Alien abduction insurance
Assumption reinsurance
Auto repair insurance
Aviation insurance

B
Bancassurance
Bond insurance
Builder’s risk insurance
Business interruption insurance
Business overhead expense disability insurance

C
Casualty insurance
Catastrophe bond
Chargeback insurance
Computer insurance
Contents insurance
Credit insurance
Crime insurance
Crop insurance

D
Death bond
Deposit insurance
Directors and officers liability insurance
Dual trigger insurance

E
Earthquake insurance
Expatriate insurance

F
Fidelity bond
Financial reinsurance
FLEXA
Flood insurance

G
General insurance
German Statutory Accident Insurance
Group insurance
Guaranteed asset protection insurance

H
Home insurance

I
Income protection insurance
Inland marine insurance

J
User:Jordan nls

K
Key person insurance
Kidnap and ransom insurance

L
Landlords insurance
Legal expenses insurance
Lenders mortgage insurance
Liability insurance
Lincoln Income Life Insurance Company
Locked Funds Insurance
Longevity bond
Longevity insurance

M
Marine insurance
Mortgage insurance
Mutual insurance

N
No-fault insurance

P
Parametric insurance
Payment protection insurance
Pension term assurance
Perpetual insurance
Pet insurance
Political risk insurance
Pollution insurance
Pre-paid legal service
Prize indemnity insurance
Professional liability insurance
Property insurance
Protection and indemnity insurance

R
Reinsurance
Rent guarantee insurance
Risk purchasing group

S
Satellite insurance

T
Terminal illness insurance
Terrorism insurance
TMSF
Trade credit insurance
Travel insurance

U
UCC Insurance
Uninsured employer (US)
Workers’ compensation employer defense
Unit-linked insurance plan

V
Full tort and limited tort automobile insurance
Motorist coverage in Pennsylvania
Vehicle insurance

W
Wage insurance
War risk insurance
Weather insurance
Worker’s compensation (Germany)
Workers’ compensation

Z
Zombie fund

The post List of Insurance Types appeared first on TechAccent.

List of Insurance Companies in USA

Insurance Companies in the United States

21st Century Insurance
Access General Insurance
AccuQuote
Aetna
Aflac
Alleghany Corporation
Allied Insurance
Allstate
American Automobile Association
American Family Insurance
American Income Life Insurance Company
American International Group (AIG)
American Pet Insurance Company
American National Insurance Company
Americo Financial Life and Annuity Insurance Company
Ameritas
Amica Mutual Insurance
Aon Corporation
Assurant
Assurity
Auto-Owners Insurance
AXA Equitable Life Insurance Company
Bankers Life and Casualty Company
Berkshire Hathaway
California Casualty
Capital Insurance Group
Cincinnati Insurance Company
CNA Financial
Colonial Life & Accident Insurance Company
Commerce Insurance Group
Conseco
Country Financial
Chartis
Chubb Corp.
Encompass Insurance Company
Erie Insurance Group
Equitable Life & Casualty Insurance Company
Esurance
Evergreen USA RRG
Farmers Insurance Group
Federated Mutual Insurance Company
GAINSCO
GEICO
General Re
Genworth Financial
GMAC Insurance
Guardian Life Insurance Company of America
GuideOne Insurance
Hanover Insurance
The Hartford
HCC Insurance Holdings
HCF Insurance
Hereford Insurance Company
Horace Mann Insurance Company
Infinity Property & Casualty Corporation
Insurance Company of the West (ICW Group)
International Fidelity Insurance Company
Illinois Mutual
Jackson National Life
John Hancock Insurance
Kemper Insurance
K&K Insurance
Knights of Columbus
La Playa Insurance
lgap Insurance
Liberty Mutual
Lincoln National Corporation
Markel Corporation
MassMutual Financial Group
Merchants Insurance Group
Mercury Insurance Group
MetLife
Mutual of Omaha
Nationwide Mutual Insurance Company
New Jersey Manufacturers Insurance Company
New York Life Insurance Company
Northwestern Mutual
Ohio National
Omega
OneBeacon
Oxford Health Plans
Pacific Life
PEMCO
Penn Mutual
Preferred Mutual Insurance Company
Primerica
Principal Financial Group
Progressive
Protective Life
Prudential Financial
The Regence Group
Reliance Insurance Company
Response Insurance
RLI Corp.
Safe Auto Insurance Company
Safeco
Safeway Insurance Group
Sentry Insurance
Selective Insurance
Seven Corners Inc
Shelter Insurance
Southern Aid and Insurance Company
Standard Insurance Company
State Farm Insurance
Symetra
Tri-State Consumer Insurance Company
TIAA-CREF
The Travelers Companies
Tower Hill Preferred
Tower Hill Prime
Tower Hill Signature
Trupanion
Uniguard – Headquarter in greater Seattle area
United Automobile Insurance Company
Unitrin Direct Auto Insurance
Unum
Vantislife Insurance Company
USAA
Wawanesa Insurance USA (CA and OR)
West Coast Life
Western Mutual Insurance Group
Western & Southern Financial Group
Westfield Insurance
Western Reserve Life Insurance Company
White Mountains Insurance Group

Life annuity List in the United States

Allstate
American Family Insurance
American Fidelity Assurance
Amica Mutual Insurance
Aviva
AXA Equitable Life Insurance Company
Bankers Life and Casualty
Conseco
Farmers Insurance Group
Fidelity
Genworth Financial
ING Group
Jackson National Life
John Hancock Insurance
Lincoln National Corporation
MetLife
Mutual of Omaha
Nationwide Mutual Insurance Company
Old Mutual
Pacific Life
Protective Life
Prudential Financial
Standard Insurance Company
State Farm Insurance
Thrivent Financial for Lutherans
TIAA-CREF
Transamerica Corporation
UNIFI Companies
United of Omaha
Western & Southern Financial Group

Health insurance in USA

AARP
Aetna
American Family Insurance
American National Insurance Company
Amerigroup
Anthem Blue Cross and Blue Shield
Assurant
Blue Cross and Blue Shield Association
Celtic Insurance Company, subsidiary of Centene Corporation
Centene Corporation
Cigna
Coventry Health Care
EmblemHealth
Fortis
Golden Rule Insurance Company
Group Health Cooperative
GHI
Health Net
HealthMarkets
Healthplus
HealthSpring
Highmark
Humana
Independence Blue Cross
Kaiser Permanente
LifeWise Health Plan of Oregon
Medical Mutual of Ohio
Molina Healthcare
Premera Blue Cross
Principal Financial Group
The Regence Group
Shelter Insurance
Thrivent Financial for Lutherans
UnitedHealth Group
Unitrin
Universal American Corporation
WellCare Health Plans
WellPoint

Medicare Insurance Companies United States

Aetna
American Family Insurance
Bankers Life and Casualty
Conseco
Mutual of Omaha
Premera Blue Cross
Thrivent Financial for Lutherans
Kaiser Permanente

Supplemental Insurance Companies in US

Aflac
Allstate
American Fidelity Assurance
Colonial Life & Accident Insurance Company
Conseco
Liberty National Life Insurance Company
Mutual of Omaha

Supplemental health Insurance Companies USA

AARP
Aflac
Allstate
Family Heritage
MEGA Life and Health Insurance
State Farm Insurance

Travel Insurance Companies USA

Allianz, a parent of Mondial Assistance Group
Centurion Travel Assistance
InsureMyTrip Travel Insurance
International Medical Group
Seven Corners Inc
Travel Guard
TripInsurance.com
Usa-Assist Worldwide Protection
Workers’ compensation

Worker’s Compensation Insurance Companies List

Assist Card
Accident Fund
American International Group (AIG)
CompWest
Erie Insurance Group
FHM Insurance Company
Hanover Insurance
The Hartford
Liberty Mutual
Merchants Insurance Group
Missouri Employers Mutual
Nationwide Mutual Insurance Company
Penn National Insurance
Sentry Insurance
State Accident Insurance Fund
State Compensation Insurance Fund
State Farm Insurance
Third Coast Underwriters (3CU)
United Heartland
WellPoint
Zenith Insurance Company

Source: Wikipedia

The post List of Insurance Companies in USA United States of America appeared first on TechAccent.

ABSLI WhatsApp Number

You need to do the below steps using your registered mobile number with ABC – Life Insurance.

First, save the official Aditya Birla Sun Life Insurance WhatsApp Number 8828800040 on your Phone contacts.

8828800040

Now open WhatsApp and send a Hi text message to the 8828800040 number.

You can also use this direct link to get started https://api.whatsapp.com/send?phone=918828800040&text=Hi

ABC Life Insurance WhatsApp Services

#1. Know ABC Life Insurance Policy Details

#2. Know Fund Value

#3. Download ABC Life Insurance Policy documents Statements

#4. Pay Premium Details

#5. Update Profile

#6. Track Claim Status

#7. Set Alarms

#8. FAQs & Other Queries

#9. Last premium payment date

The WhatsApp Insurance Service is available anytime, anywhere, 24*7 / 365 days.

ABSLI WhatsApp services are free for their customers and no charges will be applicable.

The post Aditya Birla Sun Life Insurance WhatsApp Service Number to Know Policy Details Fund Value Premium Details appeared first on TechAccent.

Tata AIA WhatsApp Number

You need to use your registered mobile number for the Tata AIA WhatsApp Service, once activate you will Get all the policy-related communication through WhatsApp.

7045669966

First Save the Official Tata AIA Insurance WhatsApp Number 07045669966 on your mobile phone contacts and send a Hi Message or use below link to use directly.

https://api.whatsapp.com/send?phone=917045669966&text=Hi

Upon sending the WhatsApp Chat you will get a reply like below from Tata Aia Life Insurance WhatsApp Service

Hello! Happy to hear from you
Welcome to TATA AIA Life insurance
To know about our products and servicing options, please type one of the menu option from the below list.

1. Policy Information
2. Premium Certificate
3. Fund value / NAV details (Applies for ULIP policies)
4. Unit Statement/ Policy Holder Statement
5. Pay Premium
6. Policy Document
7. NEFT Update
8. Auto Pay Registration (Standing Instructions/ E- Mandate)
9. Chat With Agent
Just type CLAIM for any claim Intimation

Now to know your Policy Information details just enter 1, you will get a WhatsApp Chat like below.

Policy Number: C261452795

Issuance Date: 10/03/2021
Next Premium Due Date: 10/03/2023
Premium Due Amount: Rs. 13924.00
Status: Policy in force
Policy Maturity Date: 10/03/2054

Download Tata Aia Policy Document

Now to download a PDF copy of your Tata Aia Life Insurance Policy Document then Enter Number 6 in the Chat.

You will get your Policy Kit PDF document, just use the Password: Insured’s date of birth – ddmmyyyy format to open the PDF.

Similarly to know Premium Certificate just enter 2 in the Chat.

The post Tata AIA Life Insurance WhatsApp Number Know Policy Information Fund Value Unit Statement Policy Document Details appeared first on TechAccent.

Free Life Insurance for Salaried

Employee’s Deposit-Linked Insurance (EDLI) scheme this comes under Employee Provident Fund EPF account if you have an active EPF account then you are eligible for a free life insurance cover.

What is Employee Provident Fund?

A retirement benefits scheme under which monthly contributions are made by the employee and employer to the employee’s EPF account. The amount collected, along with interest, is then provided to the employee on retirement.

Employee Deposit Linked Insurance

EDLI Scheme Insurance Coverage Details:

The EDLI Scheme insurance cover ranges from a minimum of Rs 2.5 lakh to a maximum benefit of Rs 7 lakh, this is calculated according to the deceased salary drawn in the last 12 months of employment.

In case of an unfortunate demise of the account holder, the nominee(s) of the EPF account has to fill a form to claim insurance benefits, called Form 5 IF, which has to be submitted to the EPF commissioner’s office with the required documents.

Once this is done, A lump-sum payout is then credited directly to the nominee’s bank account.

Important Thing: One has to be an active contributor to the EPF scheme prior to demise.

EDLI Scheme Premium Cost

All PF Account Holders Pay Zero premium Cost, Because your employer pays it for you at 0.50% of your basic salary, with a ceiling of Rs 15,000.

Make Sure you have filled up Nominee Details in your EPF account.

How to Add Nomination on EPF

If not Visit the official EPFO website https://unifiedportal-mem.epfindia.gov.in/memberinterface/ and fill Nominee details, you need UAN and password before visiting and updating Nominee details.

Once Logged in go to Manage Section and E-Nomination and Add.

e-nomination facility is available with e-sign on EPFO website only.

The post Free Life Insurance Many Salaried Employees Not Aware of appeared first on TechAccent.

Shriram Life Insurance SMS Service

You need to do below step using your registered mobile number with Shriram Life Insurance which is now a Sanlam Company.

9246033344

To Know Shriram Life Insurance Policy Details send sms to 92460 33344 using below specific keywords mentioned.

For Premium Dues:

Keyword: DUES PolicyNumber

Example: DUES 12348765 and send sms to 09246033344

Upon sending SMS you will get a SMS which says your policy Premium Dues.

For Policy Status:

Keyword: STAT PolicyNumber

Example: STAT 12348765

For Last Premium Received:

Keyword: LPRT PolicyNumber

Example: LPRT 12348765

For Premium Dues:

Keyword: DDAT PolicyNumber

Example: DDAT 12348765

The post Now Know Shriram Life Insurance Policy Details Through SMS Service appeared first on TechAccent.

In case of an unexpected death of the person, the nominee or legal heir will be paid the full Sum Assured together with the accrued bonus.

Santosh Endowment Assurance

Endowment Assurance Santosh Insurance Plan Review

The minimum age entry under this scheme is 19 years and the maximum is 55 years, with minimum Sum Assured is Rs 20,000 and maximum Sum Assured is Rs 50 lakhs.

You can also avail loan facility under this Santosh Endowment Assurance Insurance once 3 years is completed.

Another good thing is you can also surrender the policy only after the completion of three years.

Note: The last declared Bonus value of Santosh Endowment Assurance is Rs 58 per ₹ 1000 sum assured per year.

Endowment Assurance Important Note

The policy is not eligible for the bonus if surrendered or assigned for a loan before completion of 5 years.

India Post’s Postal Life Insurance “Insuring Lives, Ensuring Future” – PLI is the highest return (with bonus) and lowest premium charged for any product in the Indian Life Insurance schemes market.

Endowment Assurance Calculator

Below are the charts for a 30 Years Old with an Insurance amount of Rs 5,00,000 and Rs 10,00,000.

Santosh Endowment Assurance plan will have a fixed Maturity age.

Santosh Endowment Assurance Calculator

Above is an example for a 30-year-old who takes Insurance amount of Rs 10,00,000 with 50 Years Maturity Age then he needs to pay Monthly Rs 3950 with FY Service Tax Rs 122 amounting to Rs 4072 will get Rs 22,00,000 22 Lakhs at the end of 50 years, the total amount he pays is Rs 9,63,372. Check below examples for Rs 5,00,000 Plan.

The post Post Office Santosh Endowment Assurance Insurance Plans Review Calculator appeared first on TechAccent.

How Money Back Policy Works

Money-back plans make regular payouts in installments instead of only a lump sum amount on maturity. It is like an endowment plan but without liquidity. The payouts, referred to as survival benefits, start a few years after you buy the policy and continue till maturity subject to the survival of the insured.

In case of death of the policyholder, survival benefits stop and the entire maturity amount is paid to the nominee along with bonuses, if any. It provides life coverage during the term of the policy.

Money-back plans come with different payout intervals but usually it is every five years and the amount is calculated as a percentage of the sum assured, generally about 20%.

Bonuses

Money-back plans have two types of bonuses – reversionary and additional. These are calculated on the full amount insured. Revisionary is given every year and calculated on a percentage of the sum assured. It keeps accumulating every year and is added to the maturity amount or given to the nominee in the event of the death of insured.

Additional bonus is optional and depends on performance of the insurer. It also depends if the policyholder has been a good customer paying all premiums on time.

Pros of money-back policies

Guaranteed returns along with life cover.

Less risky unlike market-linked plans which are subject to volatility.

In case of policyholder’s death, claim of full sum assured is paid. Survival benefits already paid are not deducted from sum assured.

Survival benefits act like a second source of income. Can be used to pay off loans, children’s tuition fees or take a holiday.

Guaranteed returns ensure the well being of the family in case of the death of policyholder.

Death benefits include the sum assured as well as bonuses accrued on the policy since the time of buying.

Money-back policies are preferred by a conservative buyer because of the guaranteed returns but market-linked plans are more exciting because they are riskier but more profitable.

Cons of money-back policies

It is not a full-fledged investment option so will not give the same level of returns as market-linked plans.

Unit Linked Investment Policies (ULIPs) are preferred over money-back plans these days because they generate better returns.

The sum assured is five times the premium paid. Whereas returns in money-back policies are fixed.

Money-back plans are invested in government debt securities, so yields are lower.

Plus insurance cost is deducted from the premium which further lowers the amount for investing in the hands of the insurer.

Premiums are higher than a term insurance plan; almost around 25 times higher.

Withdrawals are permitted only after five years while ULIPs have flexibility of withdrawal.

Not very beneficial if kept for long-term whereas ULIPs are meant for the long-term.

Money-back plans have rigid rules regarding surrender which is expensive.

The post How Money Back Policy Works? appeared first on TechAccent.