Union Bank of India Debit Card Service Charges

Union Bank of India issues free ATM cum Debit Card for 1-year limit, which means Charges for 1st year of usage is free.

After 1 year Debit Card Charges of Union Bank of India are like below:

For Classic ATM debit card – Rs 125 + GST

For Union Bank Platinum debit card – Rs 150 + GST

For Signature ATM debit card – Rs 200 + GST

For Business ATM debit card – Rs 200 + GST

Union Bank of India Service Charges

If you have lost your Union Bank of ATM Debit card or your Union Bank ATM card is damaged then Card Reissuance upon loss/damage charges are Rs 100 + GST this is for all debit card types.

For Generating a new ATM PIN which is physically dispatched to branch charges are Rs 50 + GST

If you are doing any Currency conversion charges for International financial transaction amount then 2.5% of the transaction amount is being charged.

Charges for International financial transaction is Rs 125 + GST for financial transaction and Rs 35 + GST for non-financial transaction.

Number of Free Transactions at Union Bank ATM for doing a financial transaction is 8 and for non financial transactions is 20 beyond the free limit Rs 20 and Rs 8 + GST will be charged respectively.

At other banks ATM’s 3 free transactions in Metro areas and 5 in Non-Metro areas beyond free limit Rs 20 and Rs 8 + GST will be charged respectively.

The post Complete List of Union Bank of India Debit Card Service Charges Like Annual Fee Replacement Charges International Usage Details appeared first on TechAccent.

Post Office ATM Card Maximum ATM Withdrawal

India Post Payments Bank IPPB which is a part Postal Bank of India currently provides 3 types of Savings account they are Regular Savings Safal Account, Basic Savings Bank Deposit Account (BSBDA) – Sugam Account and BSBDA – Small Account – Saral Account. Below information is same for all the accounts.

Maximum ATM withdrawal Limit

Maximum ATM withdrawal per transaction is Rs 10,000.

In a day you can only withdraw Rs 25,000 in any ATM

Maximum cumulative spend at POS outlets and ecommerce sites per day is Rs 65,000.

ATM Withdrawal Charges:

You can withdraw any number of Times at IndiaPost ATMs means free ATM monthly transactions at IndiaPost ATM’s.

Also unlimited free ATM withdrawals at At Punjab National Bank’s ATMs.

At other bank’s ATMs in Metro cities only 3 Free transactions, after 3rd transaction Rs 20 for financial transaction like Balance Withdrawal and Rs 8 for Non-financial like checking balance, mini statement.

At other bank’s ATMs in Non Metro cities only 5 Free transactions same charges like above.

Minimum Account Balance

There is no minimum balance is required in any of the India Post Payments Bank Savings account type.

Also you can only have Rs 1,00,000 maximum balance in your IPPB account.

ATM/ Debit Card Charges

From 2nd year on wards Rs 100 will be charged for Regular Savings Account – Safal Accounts and for other accounts type its free.

For PIN Generation Rs 50 will be charged.

Minimum Average Balance

For IPPB accounts there is no need to maintain Minimum Quarterly Average Balance (QAB).

Annual Interest Rate for all accounts is 5.5% and interest will be paid quarterly.

Amount Transfer Charges

For NEFT Mode if the transaction is below Rs 10,000 then Rs 2.5 per transaction will be charged and if below Rs 1,00,000 then Rs 5 will be charged.

For IMPS Mode Rs 5 per transaction no minimum amount limit.

For AEPS Upto Rs 10,000.

Doorstep Banking Charges

Doorstep Banking – Cash based transactions

For Rs less than Rs 2,001 charges are Rs 15 per visit

Between Rs 2001 – Rs 5000 then Rs 25 per visit.

Between Rs 5001 – Rs 10,000 then Rs 35 per visit.

Cash transactions above INR 10,000 will not be offered at doorstep.

Doorstep Banking – Non-cash based Financial Transactions Remittance INR 10 per visit.

Other IPPB Charges

If ATM card/ KIT returned due to wrong address then Rs 100 will be charged.

If Account Closure within 6 months – Customer induced then Rs 250 will be charged.

Note: To open an IPPB account the you should be above 10 years and with valid KYC.

The post Post Office ATM Card Maximum ATM withdrawal Limit Charges Transactions and Other Complete Details appeared first on TechAccent.

HDFC Debit Card Charges

Currently HDFC bank offers 16 types of Debit cards or ATM cards to its customers.

HDFC Debit Card Annual Fee

For HDFC Platinum Debit Card annual or renewal fee is Rs 750 + GST so with Tax it will be Rs 885.00 Debit card annual fee.

For HDFC Platinum Debit Card annual charges are Rs 750 + applicable taxes.

For HDFC Times Points Debit Card annual fees is Rs 650 + GST taxes.

For HDFC Millennia Debit Card annual charges is Rs 500 + taxes.

For HDFC Rewards Debit Card annual charges are Rs 500 + taxes.

For HDFC Business Debit Card annual charges are Rs 250 + taxes.

For HDFC Woman’s Advantage Debit Card annual charges are Rs 200 + taxes.

For HDFC Rupay Premium Debit Card annual charges are Rs 200 + taxes.

For HDFC Rupay NRO Debit Card annual charges are Rs 200 + taxes.

For HDFC Gold Debit Card customer annual charges are Rs 750 + applicable taxes.

For HDFC Titanium Royale Debit Card Rs 400 + applicable taxes.

For HDFC Titanium Debit Card charges are Rs 250 + applicable taxes.

For HDFC Pro-Gold Debit Card charges are Rs 250 + applicable taxes.

For HDFC EasyShop Debit Card charges are Rs 150 + applicable taxes.

For HDFC NRO Debit Card annual fee is Rs 150 + applicable taxes.

When Debit Card Charges will be Deducted

HDFC bank will deduct the debit card charges every year directly from your HDFC bank account, you look in your HDFC bank account statement. The statement will have something like below.

Note: For HNW Customers (Classic, Preferred and Imperia card holders), the Debit Card will be free, as long as the customer is the part of the respective program.

For Corporate Salary customers, the charges will be as per corporate eligibility, as long as the customer is part of the respective corporate.

Which means for salary account there are no annual card charges on HDFC debit card.

HDFC Debit Card Replacement Charges

For all the HDFC Debit cards the Replacement or Re-issuance Charges are Rs 200 + applicable taxes.

HDFC Debit Card Charges for International Usage

If you are using HDFC Debit card then below ATM Charges will be applied this is only for Usage outside India.

For Balance Enquiry: Rs 25 + Taxes.

For Cash Withdrawal Rs 125 + Taxes and +3.5% Cross Currency Mark up for non-managed segment.

For managed segment:

For Balance Enquiry: Rs 15 + Taxes.

For Cash Withdrawal Rs 110 + Taxes and +3.5% Cross Currency Mark up for non-managed segment.

The post HDFC Debit Card Charges Annual fee Replacement Charges International Usage appeared first on TechAccent.