ATM Failed Transaction Charges

State Bank of India: If a transaction is declined due to insufficient balance either for a Withdrawal or for a POS transaction then SBI will levy a Charge of Rs 20 + GST.

IDBI Bank: Transaction Decline charges due to insufficient balance at other Bank ATMs in India is Rs 20.

HDFC Bank: Charges for insufficient funds when a POS or ATM transaction is made is Rs 25 + GST

ICICI Bank: Failed Transaction Charges is Rs 25 it can be at other bank ATMs or point of sale (POS), and is charged for each transaction.

Failed Transaction Charges

Axis Bank: If a transaction is declined due to insufficient funds then Axis Bank will charge Rs 25 per transaction this is for any ATM or POS transaction in domestic ATMs.

YES Bank: YES Bank Charges Rs 25 because of insufficient balance or no balance transaction.

Kotak Mahindra Bank: For a Failed ATM transaction fee Kotak Charges Rs 25.

Union Bank of India: Union Bank of India Charges Rs 20 for a Failed ATM Transaction or a POS Transaction and this is same for Andhra Bank and Corporation Bank as both come under Union Bank of India.

Insufficient Balance Charges

Bank of Baroda: Fee/Penalty for the decline of Debit Card Transactions due to insufficient fund in the account is Rs.20 per declined transaction, same for Vijaya Bank and Dena Bank.

Bank of India: For Insufficient Balance Transactions Rs 20 will be charged along with GST.

Note: It’s always better to make sure you have enough balance in your Account before doing a ATM Withdrawal Transaction or a POS Transaction else the bank will charge you for Failed transaction.

The post ATM Card Failed Transaction Charges for SBI HDFC Bank ICICI Bank Kotak Mahindra Axis Bank and Other Banks appeared first on TechAccent.

HDFC SMS Banking

To start using HDFC SMS Banking service you need to register first, follow the below format for HDFC SMS Banking Registration.

Format: Register (Last 4 digits of customer ID) (Last 4 digits of the account number)

Example: Register 2907 9558 and send SMS to 7308080808.

HDFC Bank SMS Banking Number is 7308080808

7308080808

HDFC Bank SMS Banking Service List

Balance Enquiry
Cheque Book Request
Account Statement Request
Recent 7 Days Transactions
FD Summary
Debit Card Dispute
Personal Loan
Auto Loan
Business Loan
Consumer Durable Loan
Credit Card Reward Points
Convert Big Spends To EMI
Credit Card Dispute
FastTag Registration
Open Fixed Deposits
Insurance – LI & GI
Nomination Update
PAN Update
Address Change
Form 15 G/H

To start using HDFC Bank SMS Banking you need to send an SMS to 7308080808 in the below Keyword format and you will receive a response in the form of a text message instantly.

You can send sms in English or in Hindi Format, see below.

For Balance Enquiry:

Keyword: Type – bal and send sms to 7308080808

Example: bal to 7308080808

You will get sms of the available balance in the accounts (up to 5) linked to your Customer ID.

For Mini Statement:

Keyword: txn

Type txn and send sms to 7308080808

For Cheque Status Enquiry:

Keyword: cst (6 digit cheque number)

To Stop an issued cheque:

Keyword: stp (6 digit cheque number)

For Account Statement:

Keyword: stm

For Internet Banking password (IPIN) regeneration:

Keyword: ipin

Upon sending sms the IPIN is sent to your mailing address.

For Fixed Deposit Enquiry:

Keyword: fdq

Upon sending sms you get details of the current fixed deposit with the bank. Sms says your account no., principal amount, rate of interest, maturity date and maturity amount.

For Bill Details:

Keyword: bil

To Change of Primary Account:

Format: new (14 digit account no)

HDFC Bank Hindi SMSBanking

Below are Hindi keywords for HDFC SMS Banking:

For Balance details: ब

For लेनदेन विवरण: त

For account statement: स

and send sms to 7308080808

HDFC Bank SMS Banking Registration

Using Netbanking:

Log in to your HDFC netbanking using Cust ID and IPIN

Click on SMSBanking Registration

Fill in the required details and Submit.

Using HDFC ATM:

Visit any HDFC ATM, Insert your HDFC ATM card

Enter your ATM PIN

Go to More Options Tab on the Home Page

Register for Mobile Banking

Note: HDFC sms banking is free of charge, however, your mobile network may charge for sending sms to 7308080808, it depends on your mobile tariff.

The post HDFC Bank SMS Banking Number 7308080808 Now Know Account Balance Mini Statement Registration and Other HDFC Service Details appeared first on TechAccent.

Close HDFC Credit Card

There are 2 simple ways to close a HDFC Credit Card, they are by doing a Online Request and by filling up HDFC credit card closure form and sending it by mail.

Submiting an on-line request for closure of HDFC Credit Card is the easy and fast method.

Close HDFC Credit Card Online

Go to below official Link of HDFC Ask EVA Chat Bot

https://www.hdfcbank.com/personal/resources/forms-centre/credit-card-closure-request?query=credit%20card%20closure

Now Enter your mobile number

Enter the received the OTP

Now Enter last 4 digits of your HDFC Credit Card Number

Choose the reason on screen, upon entering

Your Credit Card closure request is accepted.

You will also receive an acknowlegement on your Email and a SMS on your Mobile Number for the Credit Card closure request from HDFC Bank.

Close HDFC Credit Card by Form

You just need to download the official HDFC Credit Card Closure Form Online, see link below.

https://v1.hdfcbank.com/assets/pdf/credit-card-closure-form.pdf

Fill all your HDFC Card details like CC Number, Name of Card Member, Reason, and other details then sign the form and send to HDFC Bank Cards Division , P.O.Box No.8654,Thiruvanmiyur P.O. Chennai – 600 041 .

You can also submit it in any HDFC neary by branch.

The post How to Close HDFC Credit Card Online Easily appeared first on TechAccent.

HDFC Bank Unauthorized Transaction

You can report Report Unauthorized Transaction of HDFC bank cards or net banking in two ways, see below.

Unauthorized Transaction HDFC

To report Unauthorized or any wrong transaction of HDFC credit card or debit card or suspicious activity on NetBanking or any HDFC UPI transactions which happened without your consent you need to call HDFC official number 18002586161

18002586161

Before calling the above number you need to keep ready your Customer ID, Transaction date, Transaction amount, Debit card or ATM card number.

You can also call HDFC PhoneBanking number and talk to HDFC customer care.

But its always better to Block your HDFC Card to safeguard your money when you are not sure about multiple Unauthorized Transaction of HDFC card, check this link How to Block HDFC Credit Card Debit Card or ATM Card https://www.techaccent.com/how-to-block-hdfc-credit-card-debit-card-or-atm-card/

Scamsters are using your credentials to make purchases via Debit Card EMI Loan. #MoohBandRakho

Call on 18002586161 for any suspicious transactions. Don't share your OTP, UPI VPA / MPIN, Customer ID, Password, Card No., ATM PIN, Expiry Date, CVV.

Visit: https://t.co/R5hrcqSpvW pic.twitter.com/skTCNEkMl1

— HDFC Bank (@HDFC_Bank) July 20, 2021

The post How to Report HDFC Bank Unauthorized Transaction for HDFC Debit ATM and Credit Card, Just Dial 18002586161 and Report the Issue appeared first on TechAccent.

HDFC Minimum Balance

Below are the HDFC Minimum Average Balance Requirements for Regular Savings Account.

For HDFC Bank Metro / Urban branches Average Monthly Balance AMB is Rs 10,000.

For Semi-Urban Branches, Minimum Balance is Rs 5,000.

For Rural Branches Monthly Balance should be a Minimum of Rs 2,500 or Fixed Deposit of Rs. 10,000 for minimum 1 year 1 day period.

HDFC Bank Minimum Balance Charges

What is the penalty for not maintaining a minimum balance in HDFC bank?

For Metro/Urban Branches:

If the minimum balance is less than Rs 10,000 and greater than Rs 7,500 then Rs 150 + plus taxes.

If below Rs 7,500 and greater than Rs 5,000 then non-maintenance charges are Rs 300 + Tax

If below Rs 5,000 and greater than Rs 2,500 then charges are Rs 450 + taxes.

If below Rs 2,500 then Rs 600 + Taxes.

For Semi-Urban Branch accounts:

If AMB is less than Rs 5,000 and greater than Rs 2,500 then Rs 150 + Taxes

IF Monthly Average Balance is less than Rs 2,500 then Rs 300 + Taxes

For Rural HDFC Branch accounts

If the Average Quarterly Balance is less than Rs 2,500 and greater than Rs 1,000 then Non-Maintenance Charges per quarter is Rs 270 plus taxes.

If less than Rs 1,000 then Rs 450 + Taxes.

Note: For Rural branches non-maintenance charges are calculated Quarterly.

Average Monthly Balance Calculator

To Calculate the Average Monthly Balance (AMB) that you need to maintain in your HDFC savings account, check this official HDFC bank Average Monthly Balance Calculator.

If you are opening a new account in HDFC bank then also you need to maintain above minimum balance else you will charged with non-maintenance charges as per the above conditions.

It’s always better to minimum balance in your savings account of HDFC bank.

PS: Above charges are information is for HDFC Bank Regular Savings Account Customers.

The post HDFC Bank Minimum Balance in Savings Account and Charges appeared first on TechAccent.

Check below for the Limit of Deposit, Withdrawal in Branches and Charges and Bank Timings.

HDFC Bank Cash Deposit Limit

HDFC allows 4 free cash transactions per month Cumulative of Deposit and Withdrawal.

And from the 5 transactions onwards for either depositing cash or withdrawing cash from the branch, you will be charged Rs 150 + Taxes.

So remember you can only make 4 cash transactions which include depositing/withdrawal of cash from your account branch.

HDFC Cash Withdrawal Limit from Bank

If you want to withdraw or deposit cash then in a month you can only make Rs 2 lakh for free and in Home branch only.

For Above 2 lakh for Cumulative of Deposit and Withdrawal then Rs 5 per thousand or part thereof, with a minimum of Rs.150 + taxes is applicable.

For cash transactions at non home branch you can only make Rs 25,000 per day cash transactions with No charge.

For Above Rs.25,000 then Rs 5 per thousand with a minimum of Rs.150 + Taxes is applicable.

What are the opening and closing time for hdfc bank branches?

Below is the opening and closing time for all HDFC Bank Branches.

HDFC Bank branch timings

From Monday to Friday: Branch working hours are 9:00 AM to 4:30 PM

On Saturday (excluding 2nd and 4th) branch working hours are 9:00 AM to 2:00 PM

Note: Above information is for HDFC Bank Regular Savings Account customers.

The post HDFC Bank Cash Withdrawal Limit from Bank HDFC Cash Deposit Limit in Bank Per Day and its Charges Details appeared first on TechAccent.

HDFC Bank FASTag Balance

Dial and give a missed call to 7208053999 to check HDFC FASTag Wallet Balance.

7208053999

Upon 1-2 rings call will be automatically disconnected and you will receive an SMS of HDFC FASTag wallet balance.

HDFC will send an SMS Every time whenever you pay at toll gate using FASTag and the SMS contains the details of your transaction.

How to Recharge HDFC Bank FASTag Wallet

Once your FASTag is activated you can link to HDFC bank account/e-wallet of your choice and can recharge online.

The minimum recharge amount for HDFC FASTag wallet is ₹100 and you can top up your FASTag balance up to ₹10,000 in a month for a minimum KYC wallet & up to ₹2 lakh for Full KYC wallet.

HDFC Bank FASTag Customer Care

If you are having any issues or questions related to HDFC FASTag then you can approach HDFC Bank FASTag Customer Care Toll-free number 18001201243 and resolve your FASTag issues.

18001201243

You can also approach by sending an email to fastag.hdfcbank@insolutionsglobal.com or fastagdisputes@hdfcbank.com for HDFC Bank FASTag Issues.

Block HDFC Bank FASTag

If your vehicle has been lost or stolen then just approach customer care and block your HDFC Bank FASTag.

How to Close HDFC Bank FASTag

You can close HDFC FASTag and also get a refund, just contact customer care.

You can purchase HDFC Bank FASTag at https://getprepaidcard.hdfcbank.com/fastag/index.aspx

HDFC Bank FASTag Charges

The charges applicable on HDFC Bank Tag are Rs 200 for Tag Joining Fee which is a One-time Fee and Rs 200 for Reissuance Fees.

The post HDFC Bank FASTag Balance by Missed Call Block Recharge Charges Customer Care Number Details appeared first on TechAccent.

HDFC Bank Cheque Book by Missed Call

From your registered mobile number give a missed call to the official HDFC Bank Cheque Book Missed call service number 18002703366.

18002703366

Upon 1-2 rings the call will be disconnected and you will receive an acknowledgment through SMS for Cheque book delivery.

You can also get or Request HDFC Cheque book by a SMS also.

Calling on toll-free number 18002703366 is free of charge.

The post Now Give a missed Call to get HDFC Bank Cheque Book Easily appeared first on TechAccent.

You can also check your HDFC Balance by Missed call, SMS Banking and Whatsapp Banking.

HDFC Missed Call Balance

18002703333

Dial 18002703333 to know HDFC bank balance inquiry details. This is a toll-free number.

Upon giving a missed call you will get an sms instantly, like below.

Dear Customer,
Your Balance in account no. ending with 9827 is Rs. 12,371.56
-HDFC Bank

Note: You must give missed call from your registered mobile number.

HDFC Mini Statement Number

18002703355

To know your HDFC account Mini Statement details or last 5 transactions details that happened on your HDFC account give a missed call to official HDFC Mini Statement Number 18002703355

Upon 1-2 rings call will be disconnected and you will receive a SMS shortly.

HDFC Account Statement Number

Call 18002703377 to know the Account Statement details

How to Activate HDFC Missed Call Banking

Visit your bank branch and ask them to update your mobile number with the Account number you are possessing.

Above Numbers are Toll-Free for Mobile Banking.

Note: Missed call banking service i.e., HDFC Miss call balance & Mini statement service is free of charge.

You can check your account balance through Toll Free Banking. Please call on 18002703333 to get the account balance.

This option is available if you are registered for SMS banking. In case you are not registered for SMS banking, please follow the below steps to register.

Kindly

— HDFC Bank Cares (@HDFCBank_Cares) December 1, 2022

To request for a new Cheque Book dial HDFC Toll Free Number 1800-270-3366.

If you want to request for email account statement dial 18002703388.

HDFC Aadhar seeding Details

To seed your Aadhar Number with your HDFC Bank just send an sms as below to 5676712

Format: AS Aadharnumber customer id account number

E.g., AS 298425256525 107852689 12358287968625 sms to 5676712 from your registered mobile number.

How to Register for SMS Banking on HDFC?

Register for SMS Banking instantly by sending an SMS below format:

Send SMS to 5676712 from your Bank registered Mobile number in the below format

REGISTER CustomerId Last5Digits of A/c No

E.g., REGISTER 250822580 25682 sms to 5676712

SMS Banking for your mobile number will get registered instantly.

Register for SMSBanking online in 3 simple steps using NetBanking:

Login using your Cust ID and IPIN
Click on SMSBanking Registration
Fill in the required details

HDFC SMS Banking

Only One unique mobile number can be linked to One Customer Id only and all the accounts mapped to this customer id can be accessed through SMS Banking.

You need to send SMS to 5676712 to use below services.

For Balance Enquiry Send sms as Bal Last 5 digits A/cNo to 5676712

For Mini Statement (Last 3 transactions) sms as Txn Last 5 digits A/cNo

For Last 5 digits A/cNo send sms as Chq Last 5 digits A/cNo

HDFC Phone Banking Number

Before Contacting Phone Banking please keep your Customer Identification Number and Telephone Identification Number (TIN) or Debit / ATM / Bearer Card number and associated PIN ready to access your account. Please keep your Credit Card number ready to access your Credit Card related details

For Ahmedabad / Bengaluru / Chennai / Delhi & NCR / Hyderabad / Kolkata / Mumbai / Pune Dial 61606161

For Maharashtra (except Mumbai) and Goa 9890603333

For Gujarat 9898271111

For Jammu & Kashmir / Himachal Pradesh (Toll – free from BSNL landline) dial 18001804333

For Chandigarh / Kochi / Indore / Jaipur / Lucknow dial 6160616

For Kerala dial 9895663333

For Madhya Pradesh / Chhattisgarh dial 9893603333

For Punjab dial 9815331111

For Rajasthan dial 9875003333

For Tamil Nadu / Pondicherry dial 9840673333

For Telangana dial 9949493333

For Andhra Pradesh dial 18002664332

For Uttar Pradesh / Uttarakhand dial 18002664332

West Bengal / Sikkim / Andaman and Nicobar dial 9831073333

HDFC Customer care Service executives are available between 8.00 AM to 8.00 Pm on all days. Reporting loss of cards is an Agent assisted facility and is available 24 hours on all days.

For Credit Card related queries, you can also contact us on 18002664332

The post HDFC Missed Call Balance Enquiry Number Mini Statement Number Activation and Other Details appeared first on TechAccent.

HDFC Cardless Withdrawal

To use HDFC Cardless Cash Withdrawal service you don’t need a Debit/ATM card or any bank account details from the beneficiary.

HDFC Cardless Cash Withdrawal

To initiate a cardless cash withdrawal to another person or self or beneficiary, see the below steps:

#1. First, log in to HDFC Net banking and go to the Funds Transfer Tab.

#2. Now go below and Choose the Cardless Cash Withdrawal Option and Go, see below image.

#3. Now click on Add a Beneficiary link.

#4. Now enter the Beneficiary Name, Mobile number and PAN card / Voter ID / Aadhaar(optional) then Click on Add and Confirm.

#5. Now you will receive an OTP to complete adding of a beneficiary.

#6. Beneficiary activation takes 30 minutes to get added.

#7. After 30 minutes see the View List of Beneficiaries(follow steps 1,2 again).

#8. Now enter the amount that you want the beneficiary to withdraw from ATM.

#9. The beneficiary will receive an OTP and 9-digit order id via SMS upon the above steps.

How to Withdraw Cardless Cash from HDFC ATM

Below are the steps for Cash Withdrawal from HDFC Bank ATM by the beneficiary.

#1. Now visit any HDFC bank ATM

#2. Now choose Cardless Cash option on the ATM screen

#3. Now it will ask for the OTP(enter the OTP you received), Mobile number and 9-digit order id

#4. Enter the details, and upon successful authentication, ATM will dispense the cash.

HDFC Cardless Transaction Limits

The minimum cardless cash withdrawal is Rs 100 and the maximum is Rs 10,000 per transaction and Transaction limit is Rs 25,000 Per month.

For a newly added beneficiary, the withdrawal limit as prescribed by Bank which is Rs.10,000 per day and a maximum of Rs.25,000/- per month.

There are no charges for using HDFC Bank Cardless Cash Withdrawal Service.

The post HDFC Bank Cardless Cash Withdrawal from ATM appeared first on TechAccent.